The Fortis Travel Insurance policy contains health restrictions. You must be able to make the following declaration for yourself and each insured person.

For you and each insured person

As far as I know, the following apply:

(a) Nobody is waiting for an operation, hospital consultation (other than for regular check-ups) or other hospital treatment or investigation.

(b) Nobody has received treatment, other than regular medication, in the last 12 months for

• Any Blood disorder
• Any Psychiatric illness
• Any form of Cancer, Leukaemia or Tumour
• Dialysis treatment
• A Transplant; or
• Dementia

(c) Nobody diagnosed as HIV positive has required treatment for HIV or any HIV related illness.

(d) Nobody has any breathing or heart problem which has needed hospital treatment in the last 12 months.

(e) Nobody has been seen by a specialist in the last three months (other than for regular check-ups) or been admitted to a hospital overnight.

(f) Nobody has been given a terminal prognosis by a registered doctor.

(g) I do not know of any reason (medical or otherwise) why the trip is likely to be cancelled or cut short.

If you or anyone travelling with you, cannot agree with this Declaration when you take out the insurance, you must phone the Fortis Health Line on 0845 122 3297, quoting scheme code FT1. You must do this when you take out this insurance and they will tell you if we can give you cover. If you cannot contact them when you buy this insurance, you must contact them within 14 days (but before you travel). They will tell you if they need any more information.

If there is a change in your medical condition or the medical condition of anyone travelling with you (after you have taken out this insurance but before you travel) and you can no longer agree with the declaration, you must contact the Fortis Health line immediately on 0845 122 3297, quoting scheme code FT1. They will tell you if your cover can continue. If we cannot continue cover, you may claim the cost of cancelling at that time.

For Annual multi-trips, you must agree with this declaration each time you book a trip.

Fortis Insurance may record or monitor calls for training purposes or to improve the quality of their service.